Overall, asset classes were challenged in the 3rd quarter.

With September drawing to a close, it has become more likely that the federal government will close its doors; at least temporarily.

Establishing a thoughtful withdrawal strategy is essential to provide the income needed to fund retirement.

Equities led the way in the 2nd quarter, particularly US Equities, as the technology sector fueled gains for headline indexes.

A Roth conversion offers a way around the relatively low AGI threshold for making a Roth IRA contribution.